慈善捐赠:是2022年那么糟糕,还是2021年那么好? 那么捐助者建议基金呢?

2023年9月8日星期三-上午10:15

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  • 莎拉Ruef-Lindquist

    莎拉Ruef-Lindquist, JD, CTFA

    莎拉相信声音, 深思熟虑的计划是十大网赌网址给自己的礼物, 十大网赌网址的家庭和十大网赌网址的社区.

    She is a lawyer and seasoned non-profit executive who has worked with dozens of organizations, individuals and families as a philanthropic advisor and senior trust officer. She holds the Certified Trust and Fiduciary Advisor certification and FINRA Series 7 and 66 registrations through Commonwealth Financial Network. 萨拉和她丈夫住在卡姆登. The Financial Advisors of Allen and Insurance Financial are Registered Representatives and Investment Adviser Representatives with/and offer securities and advisory services through Commonwealth Financial Network (R), 美国金融业监管局成员/ SIPC, 注册投资顾问. 艾伦保险金融公司,卡姆登栗树街31号,邮编04843. 207-236-8376.

GivingUSA[1] 2023 was published in June 2023 reporting on charitable giving in the US for 2022 based on tax return data. 好消息是捐赠接近5000亿美元. The bad news is that the final reported total for 2021 was a record-setting $516 billion, 所以2022表示3.美元贬值4%,美元贬值10美元.通货膨胀调整后的美元贬值5%.

Commentators are citing historically high inflation and stock market volatility for the primary reasons in the decreased amount of giving in 2022. 64% of charitable giving was from individuals, and that amount declined by 6.与2021年相比增长4%.

Another perspective is to look at the period that included 2020, 2021 and 2022. 如果十大网赌网址看一下从2020年到2022年这段时间,总捐赠增加了2%.在这两年的时间里增长了7%,但下降了9%.27%使用通货膨胀调整后的美元.

把眼光放得更长远, 在过去的40年里, there have only been 9 years when giving declined using inflation-adjusted numbers. 更多的over, In the 10 years since 2013, growth in charitable giving has been an impressive 20.考虑到通货膨胀,2%.

此外,自2000年以来,大多数年份的捐赠占GDP的2%.

The number of non-profits in the US has grown from just over 1M in 2012 to more than 1.5M in 2022 (50% growth in 10 years) suggesting that demand for charitable dollars to support their fiscal needs could be outpacing giving during that 10-year period. Important to note that the overall trend for charitable giving is positive, 而资助非营利性活动的要求却在不断增加. 然而,十大网赌网址还是有理由抱有希望的.

The fastest growing area of philanthropy over the past 20 years or so has been Donor Advised Funds. Hosted at community foundations and investment firms like Fidelity and Schwab, the assets that have poured into these funds – and poured out in the form of grants to charities – is staggering.

According to the National Philanthropic Trust “…there is an estimated $234.06 billion in DAF charitable assets and…grants from DAFs to qualified charities totaled $45.2021年740亿美元.”[2]

Fidelity Charitable Gift Fund reported a record year for their Donor Advised Funds in 2022:  Grants of over $11 billion, 比去年增加了10亿美元. [3] 这些赠款提供给了189 000个独特的组织. Fidelity reported that 77% of those grants were to organizations previously receiving funds from the particular donor advised fund…in other words, there is strong loyalty of support as fund advisors (typically the original donor) make their recommendations from year to year as to what organizations should receive grants, 多少钱?.

类似的, Schwab reported over $5 billion in grants from their Donor Advised Funds for FY 2022/23, 这比前一年增加了3.5亿美元.[4] 12万个组织提供了100万笔赠款. 81% of those grants were to charities previously supported by the particular donor-advised fund, 显示出比富达更高的忠诚度. Schwab also reported 68% of the funds gave to “new” charities not previously supported by that donor-advised fund.

The trend is a continuation of years of growth before the pandemic: as reported by the National Philanthropic Trust:

2012年daf的总拨款为8美元.520亿年. This means there has been more than a five-fold increase in total annual grantmaking from DAFs in the past decade. 2021年,28个.2 percent increase in grant dollars distributed exceeded the ten-year average increase for grants of 17.5%.

There is an increasing tendency for the philanthropically inclined to use Donor Advised Funds for their charitable giving. 为慈善机构, paying attention to who those donors are and acknowledging their sophistication of using these vehicles for their giving – even considering them as part of your planned giving program – could be productive. 他们不是典型的年度基金捐赠者, because they are using advanced financial and estate planning techniques to support organizations, which can present an opportunity for conversation and recognition of their generosity and dedication, 并可能激励他们做得更多——其他人也这样做.

[1] http://store.givingusa.org/products/2023-infographic?variant=44055760109792

[2] http://www.thinkadvisor.com/2023/07/20/5b-in-giving-shows-rapid-rise-of-donor-advised-funds-schwab-charitable/

[3] http://www.fidelitycharitable.org/insights/2023-giving-report.html

[4] http://www.thinkadvisor.com/2023/07/20/5b-in-giving-shows-rapid-rise-of-donor-advised-funds-schwab-charitable/